* The 5% Back Bonus offer is provided by the Award Sponsor and is not provided or endorsed by MetaBank ®. If you return an item on which you earned money back, the Award Sponsor reserves the right to deduct the money you earned from your Card balance. At that point, you will stop earning money back (because 5% of an amount less than 10 cents is less than half a cent, and the Award Sponsor rounds earnings to the nearest whole cent). Your Citi Credit Card and ATM PIN will be. Over the counter - You can make withdrawals at any bank in the world that displays the VISA or MasterCard logo (photo identification required). Standard cash advance fees and charges may apply. You can continue to earn money back until the balance on your Card is less than 10 cents. Australia Post - With your Citi Credit Card and your ATM PIN, you can withdraw cash up to 1,000 per day. You will then be prompted to set a new ATM pin. Enter the debit card number and the given ATM pin. Gently open the sealed envelope to get your 4 digit PIN provided to you by the bank along with your debit card. Earnings generally will be added to your Card balance within 48 hours of the purchase. To activate a Debit Card using an ATM Machine, follow these steps. The Award Sponsor will calculate earnings on a purchase by purchase basis and will round earnings amounts to the nearest whole cent (with amounts below half a cent being rounded down and amounts of half a cent or more being rounded up). Visit for a list of participating merchants and the money back percentage award offered by each merchant. When you shop at participating merchants, the Award Sponsor will add 5% of your purchase amount (including sales tax) to your Card balance.
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